Quizly.pub / Kvasir.pub — Platform Rules and Terms of Use Kvasir.pub (the “Platform”) is an online space for learning, thinking, and interacting with artificial intelligence. Quizly.pub is a part of the platform dedicated for AI chats and chat games. On the Platform, users can: - play intellectual games with AI, - discuss books and ideas with AI chats and advisers, - take part in AI prompt-crafting competitions, - create and submit AI-generated videos in video competitions, - read classical and modern texts, - write their own works, - create online courses and educational content. The Platform combines education, creativity, experimentation, and entertainment. The Platform does not provide professional advice of any kind, including legal, medical, or financial advice. The platform requires authentication using a Google account to participate in AI chats. These Rules and Terms of Use (“Rules”) govern how the Platform may be used. By registering or using the Platform, the user confirms that they have read and accepted these Rules. If the user does not agree with them, they must not use the Platform. 1. Access and Registration Access to the Platform is available to both registered and non-registered users, subject to the limitations described below. Limited anonymous (guest) access is available without registration. Non-registered users may: - read publicly available texts and books; - view publicly available AI chats without the ability to send messages or interact. Non-registered users may not: - interact with AI chats; - participate in games or competitions; - make donations; - access any features requiring authentication. Registration is performed exclusively through Google authentication. By registering, the user confirms that the Google account used belongs to them and is lawfully used. The Platform reserves the right to suspend, restrict, or terminate access at any time, with or without notice, if these Rules are violated or if continued access is deemed harmful to the Platform, its users, or third parties. 2. User Categories 2.1 Readers Readers may: - read content available on the Platform; - interact with AI chats, agents, and advisers; - play AI-based games; - participate in discussions; - make donations to creators; - participate in competitions, subject to applicable rules. Readers do not have general publishing rights by default. 2.2 Creators Creators may: - create and publish books and literary works; - create AI chats and agents; - create intellectual games; - create and publish online courses and educational materials. At present, creator status is granted only by explicit permission of the Platform. 2.3 Competition Exception For AI chat-crafting, prompt-crafting, or video competitions, an exception applies: - any registered Reader may create and submit an AI chat within the scope of a specific competition; - any registered Reader may create and submit an AI-generated video within the scope of a video competition; such permission is strictly limited to that competition and does not grant general creator status. 3. AI Systems and Content Disclaimer The Platform uses AI systems to generate, analyze, summarize, and discuss content. Users acknowledge that: AI-generated responses may be incomplete, inaccurate, speculative, fictional, or biased; AI chats are provided for educational, experimental, and entertainment purposes only; AI responses do not constitute professional advice of any kind. The user remains solely responsible for any decisions or actions taken based on Platform content. 4. Donations, Voting, and Payments 4.1 Donations Users may voluntarily support creators via donations. Donations: are voluntary; are not purchases of goods or services unless explicitly stated otherwise; may function as votes in competitions where clearly indicated. Payments made by users are directed to creators. The Platform acts solely as an intermediary agent facilitating such payments on behalf of creators. 4.2 Platform Fees The Platform charges processing and operational fees as follows: 2% on standard donations to creators; 10% on donations made within chat-crafting competitions. The Platform may revise fee structures in the future. The Platform may change or not apply fees for a particular creator, according to an agreement. Fees are deducted automatically from amounts collected on behalf of creators before such amounts are attributed to creators. All amounts received from users in connection with donations are deemed to belong to the respective creator immediately upon payment, subject only to the Platform’s applicable fees. The Platform does not acquire ownership of donation amounts and does not exercise discretionary redistribution of such funds. 4.3 Platform Role in Payments The Platform acts solely as a facilitator and agent for creators in connection with donations. The Platform does not provide: - payment accounts, - stored-value accounts, - digital wallets, - or money transfer services between users. The Platform’s involvement in payments is limited to technical processing, fee deduction, and settlement to creators. 4.4 Creator Earnings and Use Within the Platform Amounts attributed to creators may be: - withdrawn in accordance with applicable payout procedures; or - applied toward services provided by the Platform. Application of such amounts toward Platform services constitutes payment for services and does not represent a transfer of funds. 4.5 No Transferability and No Stored Value Creator earnings and any internal usage credits: - cannot be transferred between users, - cannot be assigned or sold, - are not redeemable for money once applied to services, - do not constitute stored monetary value, electronic money, or a financial instrument. The Platform does not provide custodial or deposit services. Any temporary holding of funds is strictly for technical processing and settlement purposes only. 4.6 Payout Conditions and Delays Payouts are processed manually. Payouts to creators may be subject to: - provision of required payment details by the creator; - identity verification and compliance checks; - minimum payout thresholds; - availability of supported payout methods; - technical or regulatory requirements. Delays in payout do not affect the ownership of funds, which remains with the creator, subject only to applicable Platform fees. The Platform does not intentionally hold funds beyond what is necessary for processing, verification, and settlement. Creator earnings remain attributed to the Creator regardless of payout timing, subject to applicable fees, compliance requirements, and payout eligibility. 5. Subscriptions The Platform may offer monthly and yearly subscriptions. Subscriptions may provide: increased usage limits; expanded access to AI features; additional Platform functionality. Specific limits and benefits are defined separately and may change over time. No guarantee is given regarding uninterrupted access or permanent availability of features. 6. User Conduct Users are expected to behave respectfully, lawfully, and in good faith. It is prohibited to: publish illegal content; do anything unlawful or that violates applicable laws and regulations, including during the creation, submission, or publication of AI-generated content; violate intellectual property rights; harass, threaten, defame, or abuse others; generate or promote hate speech, discrimination, or violence; misuse or attempt to exploit AI systems; interfere with Platform security or technical operation. The Platform promotes respectful discussion, intellectual curiosity, and responsible experimentation. 7. Intellectual Property Users retain rights to their original content. Users have full and unrestricted rights to use, copy, modify, distribute, and publish any content created by them using the Platform's tools, including AI chats, prompts, images, and videos. This right is not limited by the Platform and exists independently of the user's status on the Platform, subject only to applicable laws. By publishing content on the Platform, users grant the Platform a non-exclusive, worldwide, royalty-free license to store, display, distribute, and process such content as required for Platform operation. AI-generated content may not qualify for exclusive ownership. The Platform does not guarantee originality or non-infringement of AI outputs. 7a. Video Content Some Platform competitions involve the submission of AI-generated video content ("Videos"). Videos are standalone, non-interactive media files. They are not AI chat experiences and do not involve real-time AI interaction. Participation in a video competition does not grant any interactive publishing rights beyond the submission. The user who submitted a Video retains full creative and ownership rights to any original elements they contributed to that Video, subject to the Platform's license described in Section 7. The Platform may remove, unpublish, archive, or permanently delete any Video at any time, with or without notice, at its sole discretion, and without incurring any liability to the submitting user or any other party. The Platform takes no responsibility for the continued availability of any Video or any other content. 8. Moderation and Enforcement The Platform reserves the right, at its sole discretion, to: moderate, edit, hide, or remove content; delete any content, including competition submissions, videos, and AI chats, at any time, with or without notice, without providing reasons, and without any liability; suspend or terminate accounts; restrict access to features; disqualify competition entries. Such actions may be taken at any time, with or without prior notice, and without incurring any liability to users or third parties. The Platform takes no responsibility for any consequences of such actions. 9. Limitation of Liability The Platform is provided “as is” and “as available.” The Platform shall not be liable for: loss of data or content; inaccuracies or errors in AI responses; financial losses related to donations or subscriptions; decisions made based on Platform content. Use of the Platform is at the user’s own risk. 10. Applicable Law and Jurisdiction These Rules are governed by the laws applicable to the operator of the Platform, excluding conflict-of-law rules. To the extent permitted by law, disputes shall be resolved in the jurisdiction of the Platform operator. Nothing in these Rules limits mandatory consumer rights under applicable law. 11. Personal Data and GDPR Compliance (EU Users) To the extent applicable under the EU General Data Protection Regulation (GDPR), the following provisions apply. 11.1 Data Controller For GDPR purposes, the data controller is the operator of the Quizly.pub Platform. Contact regarding personal data matters may be made via contact details published on the Platform. 11.2 Categories of Personal Data The Platform may process: Google account identifiers and basic profile data; email address; technical data (IP address, browser, device); usage data related to AI chats, games, and content; donation and subscription metadata (excluding full payment card details). The Platform does not intentionally collect special categories of personal data. 11.3 Purposes and Legal Bases Personal data is processed for: authentication and account management; providing Platform functionality; operation and moderation of AI systems; security and abuse prevention; processing donations, votes, and subscriptions; analytics and Platform improvement. Legal bases include: performance of a contract (Art. 6(1)(b) GDPR); legitimate interests (Art. 6(1)(f) GDPR); user consent, where required (Art. 6(1)(a) GDPR). 11.4 AI and Automated Processing AI systems process user inputs automatically. Users acknowledge that: AI interactions involve automated processing; no legally significant decisions are made solely by automated means. 11.5 Data Retention Personal data is retained: while the user account remains active; as required by legal, accounting, or security obligations; or until deletion is requested, where applicable. Aggregated or anonymized data may be retained. 11.6 Data Transfers Outside the EU Data may be processed or stored outside the European Union. Where required, appropriate safeguards are applied in accordance with GDPR. 11.7 EU User Rights EU users have the right to: access, rectify, or delete personal data; restrict or object to processing; request data portability; withdraw consent; lodge a complaint with a supervisory authority. Requests may be submitted via Platform contact details. 11.8 Google Authentication Authentication is performed via Google. Google acts as an independent controller under its own privacy policies. Revoking Google access may limit or terminate Platform access. 11.9 Cookies and Technical Storage The Platform uses essential technical storage mechanisms necessary for authentication, session management, and security. Third-party services may apply their own technologies. 11.10 Priority These GDPR provisions supplement the Rules. Where required by law, GDPR-mandated rights take precedence. 12. Jurisdictional Limitation The Platform is operated outside the European Union and is not specifically targeted at EU residents. EU users access the Platform on their own initiative and acknowledge that local legal requirements may apply. 13. Changes to the Rules The Platform may update these Rules at any time. Continued use of the Platform after changes constitutes acceptance of the updated Rules. 14. Final Provisions If any provision of these Rules is held invalid or unenforceable, the remaining provisions shall remain in full force and effect.